What is Driving the Affordable Housing Boom In Brazil?

by Eduardo Collins Caixa Economica Federal, Brazils -owned savings and has announced impressive figures with regard to housing loans. In 2005 Caixa only granted R$5.1bn in loans, the has granted in excess of R$17.4bn in loans in 2009, a 340% increase in lending. It is easy to see why as Brazilian interest rates have fallen steadily over the past two years, with the rate reducing from 19.75 per cent a year in August 2005 to 10.75 per cent in 2009. The

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