The decline in consumer spending is crimping the economic recovery

A survey conducted in February for Securian Financial Group found that, thanks to the recession and the decline in the financial markets, Americans are more focused on reducing their than spending. The number one financial goal of pre-retirees and second-highest goal of those already retired is to “pay off loans, overdue bills, and other debts.” Ranking third for both groups is to “save for emergencies.” When people have a significant amount of beyond , their pri

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