No Irresponsible Citizen Left Behind?

A reader writes: I live in Santa Cruz where the median price shot up close to $900,000 at the peak of the boom. My wife & I realized that there was no way that we could afford to buy a responsibly, so we reluctantly decided to rent forever. Many of our friends who are financially reckless decided to buy condos with no down adjustable rate interest only loans. I don’t understand why the should bail these people out. If I had known that r

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