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Foreclosures Affect Home Value How mortgage defaults affect home values. Nearby homes often feel effect of foreclosures, especially if many foreclosures have been filed. How to help an appraiser use the right comparable sales when selling a home in a neighborhood faced with recent foreclosures. Buying Points Discount points are fees paid to a lender at closing in order to lower the interest rate on your home loan. While buying points is sometimes a good decision, many times the purchase co

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