Before you refinance your home loan…

WITH interest rates in Singapore still falling and the property market turning quiet, banks are now gunning for the . means replacing your current with another that comes with lower interest rates. This can be done with the same or by switching to another .Many owners are now considering this because the Singapore Inter- Offered Rate (Sibor) has fallen from over 3 per cent to below 1.3 per cent. Sibor, the rate at which banks

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